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We conclude a one-time agreement and you can use your credit in full or partially

Get several types of bank credit products

The term of the framework line is 5 years with an option to extend

Loan conditions

List of documents for obtaining a credit:

Application for a credit;
Constituent Documents (Articles of Association, Memorandum of Association) and all additions and amendments thereto;
License, if the Borrower's business activity is subject to licensing;
Minutes of the General Meeting of Founders relating to the obtaining of a credit, providing of a security and the powers of the director/responsible persons to sign the credit and security documents (original copy);
Passports of founders, senior manager (director) and chief accountant;
Financial statements (balance sheet, profit and loss statement, interpretation of overdue receivables and payables) for the last financial year and operational financial statements as of the last reporting date;
Business plan with the list of cash flows for the project;
Certificate of cash flow on accounts opened with other banks for the last 12 months, information on the Card File-2, information on loan debt (credits, guarantees, letters of credit, leasing and other financial obligations), specify if the main/secondary deposit account of the Borrower is serviced in other banks;
Security documents;
Other documents requested by the bank.

List of documents for pledging the property (when the pledger is a legal entity):

Constituent Documents (Articles of Association, Memorandum of Association) and all additions and amendments thereto;
Minutes of the pledger founders with the consent to pledge the property and with stating the powers of the director/responsible persons to sign the pledge documents;
Passports of founders, senior manager (director) and chief accountant;
Documents on the right of ownership of the pledged property:
- cadastral documents for the property;
- vehicle /special equipment registration certificate and etc.
Report of an independent appraisal company determining the market value of the pledged assets. If vehicles, special equipment, apartments in multi-storey buildings, residential and office buildings are pledged, and the pledger has no state share, the report of the independent appraisal company is not provided.

List of documents for pledging the property (when the pledger is an individual):

Owner's passport;
Documents on the right of ownership of the pledged property:
- cadastral documents for the property;
- vehicle /special equipment registration certificate and etc.
Report of an independent appraisal company determining the market value of the pledged assets. If vehicles, special equipment, apartments in multi-storey buildings, residential and office buildings are pledged, the report of the independent appraisal company is not provided.