Structure
Committees of the Supervisory Board
For the purpose of efficient organization of the internal control system, the Audit Committee has been established under the Bank’s Supervisory Board.
The task of the committee is to assist in ensuring control by the Supervisory Board of the bank, namely:
- For the qualifications and independence of the bank’s external auditing organization;
- For the activities of the Bank’s Internal Audit Department;
- For the quality and completeness of the financial and accounting statements of the bank;
- Over the bank’s compliance with the requirements of the legislation of the Republic of Uzbekistan and the requirements of the competent(supervisory) state bodies.
Committee composition:
1. Nuritdinova Madina Jalolitdinovna – Chairman of the Committee
Position: General Director Consultant
Place of work: JSC «Kapital Sug’urta»
2. Alimov Ikrom Ismailjanovich – Committee member
Position: Director
Place of work: LLC «Start Soft»
3. Nosirov Shoodil Nosirovich - Committee member
Position: Deputy Director
Place of work: LLC "GRANT THORNTON"
The main goal of the Committee is to assist the Bank’s Supervisory Board in the implementation of its regulatory and supervisory functions in the area of control over the availability and operation of an adequate risk management system in the bank, risk, analysis, improvement and strengthening of the risk management system
Committee composition:
1. Karimbaev Sherzod Kobilovich – Chairman of the Committee
Position: General Director Consultant
Place of work: JSC «Kapital Sug’urta»
2. Nuritdinova Madina Jalolitdinovna – Committee member
Position: General Director Consultant
Place of work: JSC «Kapital Sug’urta»
3. Nosirov Shoodil Nosirovich - Committee member
Position: Deputy Director
Place of work: LLC "GRANT THORNTON"
The Remuneration Committee was created in order to formulate a personnel policy for the selection of highly qualified specialists for the Bank’s Management Board, for the position of the Chairman of the Management Board, develop principles and criteria for determining the amount of remuneration and compensation paid to the bank’s employees, develop a transparent motivation system for bank employees, and prepare recommendations for creating and implementation of effective models and solutions in the field of personnel management.
Committee composition:
1. Olimov Kakhramonjon Anvarovich – Chairman of the Committee
Position: CEO’s councelor
Place of work: JSC «Kapital Sug’urta»
2. Karimbaev Sherzod Kobilovich – Committee member
Position: General Director Consultant
Place of work: JSC «Kapital Sug’urta»
3.Akramov Sherzod Salimovich – Committee member
Position: Chairman of the board
Place of work: JSC «ANOR BANK»
4.Zanaxov Timur Farxidovich – Committee member
Position: Head of Legal Department
Place of work: JSC «ANOR BANK»
5.Ilkhomzhonov Alijon Sanatjon ugli - Member of the Committee
Position: Head of the Business Planning Department
Place of work: "ANOR BANK" JSC
Committees of the Management Board
Responsible for shaping and implementing the bank’s strategic goals, analyzing market trends, and developing long-term plans to enhance the organization’s competitiveness and resilience.
Committee Members:
1. Safarov Muzaffar Abdinazarovich – Chairman of the Committee
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Saidullaev Anvar Rustamovich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
3. Bakiyev Akmal Akramovich – Committee Member
Position: Acting Director of the Risk Management Department
Organization: JSC “ANOR BANK”
4. Azimov Sobitjon Sobirjon Ugli – Committee Member
Position: Head of Financial Management Division
Organization: JSC “ANOR BANK”
Oversees the bank’s financial performance, budget analysis, asset and liability management, and financial risk assessment. It also makes decisions on investment and resource allocation.
Committee Members:
1. Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Safarov Muzaffar Abdinazarovich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
3. Miryunusov Bekhzod Mirgafurovich – Committee Member
Position: Director of the Treasury Department
Organization: JSC “ANOR BANK”
4. Bakiyev Akmal Akramovich – Committee Member
Position: Acting Director of the Risk Management Department
Organization: JSC “ANOR BANK”
5. Azimov Sobitjon Sobirjon Ugli – Committee Member
Position: Head of Financial Management Division
Organization: JSC “ANOR BANK”
Focused on employee recruitment, training, and development, as well as performance assessment. The committee designs motivation programs and career development plans to ensure professionalism and employee satisfaction.
Committee Members:
1. Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Management Board
Organization: JSC “ANOR BANK”
2.Nadzhimitdinov Eler Rustamovich – Committee Member
Position: First Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
3. Saidullaev Anvar Rustamovich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
4. Kadirov Elbek Rustamovich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
5. Safarov Muzaffar Abdinazarovich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
6. Khan Sergey Dmitrievich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
7. Zanakhov Timur Farkhidovich – Committee Member
Position: Head of Legal Department
Organization: JSC “ANOR BANK”
8. Norkin Maksim Igorevich – Committee Member
Position: Head of General Security Division
Organization: JSC “ANOR BANK”
Responsible for the analysis and management of non-performing loans and distressed assets. It develops strategies for restructuring or liquidation to minimize losses and improve the credit portfolio quality.
Committee Members:
1. Safarov Muzaffar Abdinazarovich – Chairman of the Committee
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Baev Olim Khabibullaevich – Committee Member
Position: Acting Director of the Monitoring Department
Organization: JSC “ANOR BANK”
3. Bakiyev Akmal Akramovich – Committee Member
Position: Acting Director of the Risk Management Department
Organization: JSC “ANOR BANK”
4. Makhmudov Kamolitdin Mukhtarovich – Committee Member
Position: Deputy Head of the Credit Risk Division, Risk Management Department
Organization: JSC “ANOR BANK”
5. Davkaraev Iskander Azatovich – Committee Member
Position: Head of Distressed Asset Recovery Division, Monitoring Department
Organization: JSC “ANOR BANK”
1. Reviews lending matters related to legal entities, sole proprietors, and individuals;
2. Develops procedures and internal controls for monitoring the credit portfolio;
3. Coordinates the work of units handling doubtful and uncollectible debts.
Committee Members:
1. Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Khan Sergey Dmitrievich – Committee Member
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
3. Bakiyev Akmal Akramovich – Committee Member
Position: Acting Director of the Risk Management Department
Organization: JSC “ANOR BANK”
4. Baev Olim Khabibullaevich – Committee Member
Position: Acting Director of the Monitoring Department
Organization: JSC “ANOR BANK”
5. Zanakhov Timur Farkhidovich – Committee Member
Position: Head of Legal Department
Organization: JSC “ANOR BANK”
6. Makhmudov Kamolitdin Mukhtarovich – Committee Member
Position: Deputy Head of the Credit Risk Division, Risk Management Department
Organization: JSC “ANOR BANK”
Responsible for identifying, assessing, and managing operational risks related to the bank’s activities. The committee develops preventive measures and mitigates the impact of incidents.
Committee members:
1. Bakiyev Akmal Akramovich– Chairman of the Committee
Position: Acting Director of the Risk Management Department
Organization: JSC “ANOR BANK”
2. Yusupzoda Elyor Sayyor Ugli – Committee Member
Position: Head of IT Operations Division
Organization: JSC “ANOR BANK”
Established to support the development of IT processes in alignment with business plans, foster collaboration between departments in the IT domain, assist in infrastructure development, and resolve technical issues in IT project implementation.
Committee Members:
1. Saidullaev Anvar Rustamovich – Chairman of the Committee
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Yusupzoda Elyor Sayyor Ugli – Committee Member
Position: Head of IT Operations Division
Organization: JSC “ANOR BANK”
3. Ambartsumov Ashot Valeryevich – Committee Member
Position: Head of Information Security Division
Organization: JSC “ANOR BANK”
Handles planning and oversight of goods and services procurement for the bank. Ensures budget compliance, evaluates vendor proposals, and selects the most cost-effective procurement options.
Committee Members:
1. Kadirov Elbek Rustamovich – Chairman of the Committee
Position: Deputy Chairman of the Management Board
Organization: JSC “ANOR BANK”
2. Azimov Sobitjon Sobirjon Ugli – Committee Member
Position: Head of Financial Management Division
Organization: JSC “ANOR BANK”
3. Babaev Umid Mukhammadovich – Committee Member
Position: Chief Accountant
Organization: JSC “ANOR BANK”
4. Shomurodova Guzal Egamberdiyevna – Committee Member
Position: Head of Compliance Control Division, Compliance and Internal Audit Department
Organization: JSC “ANOR BANK”
5. Zanakhov Timur Farkhidovich – Committee Member
Position: Head of Legal Department
Organization: JSC “ANOR BANK”
