Overdraft for all occasions

Get a card that always has money.

Get your money back on time and keep using
all the advantages of the TRIA card!

Up to 5 million soums

Out of money on the card? Take from the bank

20-23% per annum

Flexible interest rates for short-term loans

Endless overdraft

Pay off your loan on time and use the service again and again

Without collateral

Connect without collateral and guarantors

No questions

We do not ask why you need money, we just give it

12 months

You can defer payment for a maximum of one year


In simple terms, overdraft is an opportunity to “go into the red” when your card runs out of money

If it is even simpler, this is a loan without collateral and guarantors. And you don't even need to go to the bank. It is enough to be a resident of the Republic of Uzbekistan, a client of ANORBANK and a conscientious payer, making payments on loan products on time.


Ответы на часто задаваемые вопросы

Overdraft is an opportunity to borrow small amounts of money from a bank for a short period. If you have an overdraft enabled, you can spend more money than you have in your account.

The limit is 5 million UZS.

No, in most cases they are not needed. The bank focuses on the turnover of the account.

There are two terms for an overdraft: 1. the term of the limit renewal — the limit will be valid for up to 12 months and 2. the repayment period — the principal debt and interest are repaid monthly on the 15th day of a month. The first date for payment of the principal debt comes from the second month. Interest is paid monthly on the 15th day of a month.

You pay for an overdraft only when you use it. For using an overdraft you'll pay 23% per annum for the balance of the overdraft debt.

The overdraft is repaid automatically when money appears on the account. The overdraft period is updated immediately upon the repayment of the debt.


You can top up your card account with money transfers via mobile apps or bank transfers.

To get the information on the overdraft limit, go to your profile on the website or mobile app.

You can check your overdraft debt in your profile or mobile app.

To disable the overdraft, contact the call center by phone number ___ ___ ___, or by applying via the mobile app.

Overdraft is an opportunity to borrow small amounts of money from a bank. The overdraft balance is easy to check in your profile or via mobile app. To avoid your balance coming under the zero please follow the rules as stated below:


1. Learn the terms and conditions before using the overdraft. Read about tariffs, limits, and penalties.

2. Borrow the money for a short period of time only in case of emergency expenses that cannot be postponed.

3. Monitor your balance. This will keep the situation under control and will help not to drop much under the zero.

4. Check the limit: track SMS messages from the bank and see the account details in your profile.

5. Do not delay payments. Penalties and long delays worsen not only the borrower's relationship with the bank, but also the credit history.

There is a daily penalty of 0.05% of the outstanding balance for delay, and the delay disables the overdraft. To use the overdraft again you'll have to repay the debt.

Новое приложение Anorbank

В нём вы найдёте удобный и понятный интерфейс, новые функции и возможности, а ещё мы увеличили скорость работы приложения.

Благодарим за оставленный вами отзыв!

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